For many, owning a home is still the American Dream. For first time buyers, it is an important step in their lives, but understanding how mortgages work, and knowing the pitfalls to avoid, all add up to a daunting task for first-timers. Debi Marie sits down with one couple out to buy their first home, and introduces them to Geno McEwen with North American Savings Bank to answer questions and offer the guidance needed to become homeowners. Geno explains how to get started in the process of obtaining a loan, as well as covering some of the different kinds of loans available, and how to select the right one for your financial situation. After covering buying “fixer-uppers”; homes in need of basic improvements, Geno tells us a little about North American Savings Bank and why home buyers should consider NASB for their home loans.