In this series of tips, mortgage experts from Affinity Mortgage address common roadblocks and questions that may impair or confuse a potential home buyer; someone who may be considering acquiring their dream home, refinancing, thinking about a loan for home improvements, or possibly a reverse mortgage. In this installment, our team of mortgage experts address common issues that confront the potential home buyer. Topics include prequalification, preapproval, credit and down payment programs. This is a must-see segment for anyone considering applying for a home loan.