Protect Yourself Against Flooding!
What if you are caught by surprise and you find yourself ankle-deep in mud and dirty water from a flood — your flooring and furniture ruined and other household belongings floating by as you watch helplessly?
Anywhere it rains, it can flood. Did you know that most damage is done by less than five inches of water which can cost you tens of thousands of dollars in damage to your home or business?
You do not need to live in a high-risk area to suffer from those damages, and homeowners insurance typically does not cover flooding.
If your home is not properly insured, a flood can severely impact you financially. Just because you haven't experienced a flood doesn't mean it won't happen in the future. Understanding the risks and the potential impact to your home and belongings is the first step in being fully prepared for a flood.
The federal government offers flood insurance to homeowners, renters, and business owners if their community participates in the National Flood Insurance Program (NFIP). NFIP communities agree to adopt and enforce ordinances that meet or exceed FEMA requirements to reduce the risk of flooding.
Here are some simple steps you can take that will make a big difference:
1) Complete a home inventory of your possessions in case of a flood.
2) Keep important papers waterproof and much-loved possessions out of basements and first floor of your home.
3) Call your insurance agent to make sure you have the coverage that’s right for you, and talk about your flood insurance options.
Flood insurance is a critical component of home protection. Protect yourself and your valuables from the damaging effects of a flood.
For more information, please visit: FloodSmart.gov.
Photo from FEMA
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