How long have you been paying rent or living with your parents or roommates? Probably longer than you’d like! Designing Spaces knows that you’d much rather have a home you can call your own.  So we called in professionals from Citibank to show us how first time home buyers can make their dream of owning their home a reality. There are a number of misconceptions surrounding first time home ownership, such as that it’s too hard, you need a big down payment, or that you need perfect credit.

The professionals from Citibank explain the different types of mortgages and the steps to be taken by future home owners that could land them in their dream home. Buying your first home may be the biggest financial decision you’ve made. Before you begin to look for a home, it’s a good idea to get pre-approved for a mortgage. With a program like Citibank’s SureStart, you provide information about your income, and helps take the stress out of the home search process because you’ll know the price range you can consider.