For many, owning a home is the American Dream. For first time buyers, it is an important step in their lives. That’s why it’s crucial to understand how mortgages work and know the pitfalls to avoid. Debi Marie sits down with one couple out to buy their first home, and introduces them to Geno McEwen with North American Savings Bank to answer questions and offer the guidance needed to become homeowners. Geno explains how to get started in the process of obtaining a loan, as well as covering some of various available loans and how to select the right one for your financial situation. After covering buying “fixer-uppers,” Geno tells us a little about North American Savings Bank and why home buyers should consider NASB for their home loans.