With mortgage rates at historic lows, many prospective homeowners are applying for their first-ever mortgage. It’s an exciting milestone and accomplishment, but it can also be overwhelming.

American Mortgage Service Company President and CEO Bill Case guides borrowers through the process and puts them on the path to success. He debunks myths about down payments and educates viewers on qualifying criteria, loan program options, and more. We also speak to a new dad and first-time homebuyer about his experience applying for a mortgage.